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How Much More Will Smokers Pay for Obamacare?

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“The health-care law bars insurers from charging people higher premiums for costly health conditions, so diabetics or cancer patients pay the same rate as healthy people the same age. But there’s an exception for the 19 percent of American adults who smoke: Insurance companies can charge them premiums as much as 50 percent higher than nonsmokers will pay.

Not all insurers will squeeze smokers. Some states, including California, New York, New Jersey, and Massachusetts, ban the practice. Even where it’s allowed, insurance carriers may want to avoid alienating customers with higher premiums. Many are forgoing the surcharges or tacking on smaller fees than the federal law allows.”

Source: Bloomberg



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